In the past 37 years of being in my own business, I learned to predict business trends.

Here's a recent testimonial from Vince Arcuri, Tampa's #1 ERA agent since 1995 ...

In our slower market, you NEED to hear what [George] has to offer! He is the most innovative marketing guy ever, he was "one of us" and has seen it all. Now he is retired and teaching the world what he knows! 99% of what I do, I learned from George! My numbers from 2005 and 2006 were virtually identical! The first quarter of 07 was my best first quarter ever in 17 years. Despite this slower market, George has found the key to success. I know because I use his stuff daily! Thanks to what I learned from him 4 years ago, when he TOLD me this (2006-2007 market) was going to happen! I was prepared for it! Now, you can look into his "crystal ball" and believe me, he has the answers! Vincent Arcuri Tampa Bay's #1 Agent Since 1995 ERA Gulfcoast Realty 16921 Gunn Hwy. Odessa, FL 33556

And here's a testimonial from Todd Clark of Beaverton, Oregon, who is making a fortune in real estate ...

George, I would like to thank you for teaching me how to do owner financing and lease options ... I have now met an investor who understands the value of it and it has changed my life. I've had 3 listings within the last 3 weeks got sale pending in less than an hour and I got both sides! I am actually buying 3 properties myself and am now selling them on lease-option also! Thank you - Thank you - Thank you. Todd Clark, REALTOR Kastings & Associates 500 NW 20th Street Gresham, OR 97030

I predict the future based on business trends! I carefully cut out all articles about real estate from all the newspapers I can get my hands on. Then I do surveys among Realtors. Then I finalize the trend and the future using my 37 years of business experience and 18 years as a Realtor and real estate investor.

I also carefully watch all changes coming from the government that will have an impact on real estate. Sometimes they come in disguise and are very difficult to catch ahead of time.

Here's the proof. Look at these newspaper articles ...

• "Housing starts take dive"
• "House Flippers - investments flop"
• "Prices of homes slip from last year"

• "Home sales falling as market slows"
• "Home sales slumping"

• "Homes hit first slump in 7 years"
• "Preforeclosures rise"
• "Risky loans have come home to roost"
• "Suddenly it's a renter's market"

• "Foreclosure rates stay high"

Remember, I have hundreds of such articles. You should collect them, too. They are fantastic tools for listing presentations - when you are advising the seller to price their home right.

Can I prove it? YES - I can! Below is an article from Florida's "Sun Sentinel" newspaper with the headline ... "State is No. 1 in home defaults." On the exact same day, I picked up a copy of "USA Today" where there was an article (below) stating, "Florida ranks #41 in foreclosures."

UNDERSTAND: We have 50 states with 50 different economies. The real estate business varies by state. And real estate is always subject to changes ... it goes up and down.

• Sellers won't be selling homes using traditional methods.
• Sellers won't get the prices they WANT (or need)!
• Buyers won't get the discounts they THINK they should get.
• The government will put the subprime lenders out of business and create a real earthquake throughout the entire industry.
• Buyers will need a down payment (soon, a substantial down payment) in order to buy a home.
• Buyers will qualify by income disclosed to IRS on their 1040 form. For a small fee, the lender will know within 24-48 hours exactly the income that was reported to the IRS. (This is already at work!)
• Interest rates will increase.
• Exotic loans will be eliminated.
• And all of these conditions will create a huge number of foreclosures!

What does this mean for Realtors? The business is changing! The way you are used to doing business is changing. You have to understand ...

The business of 2003, 2004, and 2005 is not coming back.

Selling real estate in 2007, 2008, and 2009 will require new techniques, different knowledge, and new approaches.

What new techniques, knowledge, and approaches am I talking about?

I'm talking about Owner Will Carry...

• Owner financing
• Rent to own
• Lease option
• Contract of sale
• Contract for deed
• Subject to deals
• Land trusts
• And more ...

You'll be seeing hundreds of ads like this one ...

The key is going to be KNOWLEDGE ... correct information, knowing how to do it, avoiding all scams. And here's one more thing ...

Since I can predict the future, I created a timely package for Realtors who want to stay - and THRIVE - in the business.

OK, that's my next prediction ... 50% of agents will leave the business because they aren't able to adapt and learn new strategies. It happened in the 80's. It happened in the 90's.

So, for those agents who would like to hang around and DOUBLE their income, I found the solution for you ...

• A book on creative financing just for Realtors.
• A newsletter/ezine for your sellers and buyers.

You see, it's no use for Realtors to learn how to become superior in creative financing if you don't explain to the sellers and buyers what creative financing is all about and how it's done. Do you agree?

• Elimination of the "exotic" option-arm loans will put 60,000,000 homeowners in danger of losing their homes in foreclosure.
• New federal lending guidelines will put the nail into the coffin for home ownership for many buyers.
• The government is putting many subprime lenders out of business by shutting off the easy money faucet they had in order to do "easy" loans for buyers.
• Buyers will once again have to QUALIFY for their mortgages based on verifiable income from their IRS tax returns.
• IRS has already set up a hotline for lenders. For a very small fee, within 24 hours, the IRS will inform the lender of the income the buyer (or seller trying to refinance) reported on their tax return last year (or an applicable previous year).
• Interest rates are going UP! This makes it even more difficult for buyers to qualify and may put most homes out of their reach.

As you can see, there won't be any more "easy, stated income, stated assets" loans. That's history. And all of this will put the majority of sellers and buyers in jeopardy.

To make things worse, there are huge changes coming in how credit scores will be determined. Utility bills will soon become part of the scoring system. Those buyers and homeowners with a poor payment history on their utilities may find their scores dropping down. Previously they may have kept up with payments that were being reported and were lax about the utilities. That could come back to bite them.

Who is creating this mess? The CONGRESS that has (as of this writing) only a 14% approval rating! Those politicians are trying to destroy the real estate business. The worst part is, they expect you to vote for them again and put them back in office! Don't do it!!!

Creative financing is NOT difficult!

You don't have to be a math genius to do it.

If you can add and subtract (basic high school math) you can handle any creative financing.

Creative financing is perfectly LEGAL!

It may be the ONLY way to sell houses.

It may be the ONLY way to get buyers into houses.

If YOU don't learn it, somebody else will!

The reality is, there is very little risk for the seller, the buyer, and YOU!

The seller may be maxed out on their mortgage (no equity) so this may be the ONLY way they can sell without coming out of pocket.

Buyers are happy to get into their own home. Don't expect buyers to make troubles. But, I'll teach you how to avoid risks and possible troubles.

Your risk - as an agent - is the same whether you do conventional or creative real estate. Either way you can get sued. But, if you utilize my techniques, your risk is down to a minimum.

Almost 100% of all business sales use creative financing. It's very normal for the owner to carry some part of his equity for the buyer.

Business transactions increase when people start losing jobs. Many people simply get fed up with being an employee and decide to go into their own business.

You deserve more commission when you master creative financing!

Sellers and buyers will seek YOU out! You will be the preferred agent to handle their transactions.

Believe it ... I am the LEADING AUTHORITY in America for Creative Financing. I did my very first deal in July, 1989 ... that's 18 years of experience!

Follow this closely. I'll give you a pre-written newsletter/ezine with information about creative financing your sellers and buyers must know - and can't find anywhere else. You'll be the only one to have it.

Then it all depends on how good you are at converting the seller and buyer leads who inquire on your ads, mail, or ezine into YOUR sellers and buyers.

Personally, I was very successful converting my inquiries - and for one simple reason ... I knew my "stuff!" I knew all the answers and I am sharing them with you in "Creative Financing for Realtors." For example, nobody addresses the tax liability for the seller when selling using creative financing.

But, let's say you only get 100 (the lowest number) extra sellers and buyers a month and you have the worst conversion rate of just 3%. That alone would give you 3 buyers and/or sellers you wouldn't have had otherwise.

You can bet you'll get lots of calls because the newsletter/ezine is from YOU to the sellers. They'll find out they can sell their homes quickly AND make more money! It all depends on how well you market - or don't market - the newsletter/ezine I carefully prepared for you.

Now let's say the average selling price is $200,000 and you split the commission with the selling or listing agent. Those 3 sellers or buyers each month translates into an extra $18,000 in your pocket each month!

The best part is, you spend very little money and very little time. It all can be put on "autopilot."

If you don't mail or email to at least 1,000 prospects in your farm area and/or sphere of influence at least once a month, you're not in the business. It's all about the list you have - hopefully - been building all the years in the business.

You'll have the lifetime opportunity to become rich by doing nothing. Yes, absolutely nothing. How?

There will be many occasions when they seller has no equity and you can take the house over - just for the commission! That means, you can get a FREE house!!

Sometimes the seller has just enough equity to pay some closing costs and your commission. So, you decide ... a few thousand dollars in commission OR the whole house!

Let's say a $250,000 home would pay you $15,000 in commission on both sides of the transaction. Or you can own/control that $250,000 house. Then you can become a landlord and rent it out. Or you can re-sell it and hold paper on the property (like a bank). Either way, you have nothing to lose!

How many houses can you get a year? If you do absolutely nothing about going after houses, I would say you can probably get 10 houses a year handed to you on a silver platter. However, if you actively seek homes and go after investments, you could have 100 homes in one year. Those 100 homes could give you $25,000 monthly cash flow, $500,000 from down payments, and $2,500,000 when the final escrows materialize.

DISCLOSURE: Results like this are not typical. Not everyone can get the same results due to market conditions and different abilities of each real estate agent. Check your local laws and regulations with the proper professionals, attorneys, and CPAs. All the numbers in this example are for illustrative purposes only.

That will be your biggest decision - whether to get free houses making insane income or not to get them. The time will soon be ripe to be able to get many "free" houses. The rest is totally up to you!

Sellers will call you just to have you explain how owner financing works. Buyers will call you with the same questions. Understand, if sellers inquire about creative financing, they are getting ready to list and sell. And buyers are ready to buy. Just follow up with them with more mail and more phone calls.

In addition to the book, you'll find the most unique feature EVER! A monthly newsletter/ezine completely dedicated to the subject of creative financing! (All you have to do is add your name, company name, address, phone number, email address, and web site.) Here are the reasons for this newsletter ...

Realtors must be educated and trained in creative financing.

Brokers must also learn all they can about creative financing.

Sellers must learn it and get ALL the answers to their questions about creative financing.

Buyers must know what's available to them in today's market.

And you'll get a complete newsletter. All you have to do is plug in your information and send it out.

1. On the 1st of each month you will receive a downloadable pdf file with a 4-page newsletter.
2. On Page 4 you'll be able to add your full contact information ... your name, company name, address, city, state, zip, phone, and website.
3. You can then email it to Office Max, Office Depot, Kinko's - or whoever does your printing.
4. If you use Office Max, we may be able to get you better pricing as part of our corporate account. No guarantees on this - we're still talking to the powers that be for corporate accounts about this.
5. Order the quantity you need, give the printer the day you need them, and go pick them up. (If you become an important customer (with Office Max), most printing orders are delivered free of charge.
6. If you send it out as an ezine - regardless of the size of your list - it won't cost you anything to email it.
7. I strongly recommend you select one day and mail or email your newsletter/ezine like clockwork on that day.

8. In addition to the newsletter, you can insert one or two pages inside with a report about your local real estate market - sales, prices, new listings.
9. You can mail the newsletter first class, bulk mail, first class presort. You can also deliver it. You can do a few mailings a month. You can even call your local newspaper and have them insert the newsletter in the Sunday edition - they even do this by zip code!
10. Here's what I would do with the newsletter if I were you ...
    • Build TWO lists ... for both mail and email.
    • Use it to build new farm areas.
    • Mail it on the 15th of the month - 2 weeks is enough time for you to get the download with the newsletter and printing.
    • Make contacts and friends with the printer and give them substantial business so you get the right price. This is what we did to get our corporate account. This requires meeting the regional manager, getting to know the manager of the printing department - take them out to lunch and socialize with them. It will pay off in the long run.

Since the promo started, we have had a steady flow of questions regarding the newsletters, especially about the content. Here are some answers. We'll start with the content ...

• Each issue will contain information about the current real estate market conditions and what can be done. This part will be written last so your sellers and buyers have the most up to the minute information. For example, each issue is due out on or about the first of the month, so this section will be written on or about the 28th of trhe month.
• Each issue will cover a specific segment of creative financing. The first issue will concentrate on rentals and tenants, landlord's protection and minuses, and possible problems that can come about with tenants.
• How to specifically handle each problem.
• How to handle renting very seriously. Why? More lawsuits come from tenants than from buyers and sellers. Landlords lose most of the cases against tenants, so the first issues will cover all these items.

  It's obvious if the homeowner doesn't want to do any creative/owner financing, and only wants to rent his property, he or she must also understand the pitfalls of being a landlord. And the Realtor must be protected 100% as well. Rentals are the most underestimated source of real estate troubles.

What happens if you don't subscribe now? Nothing. You'll just miss the bandwagon - the train is leaving the station at the end of this month.

Many of you asked if you can subscribe to the newsletters later. Of course you can, but your subscription won't start with the beginning. You may start with contract of sale or land trust.

Some of you asked if you can buy back issues. Yes, you can. The only thing is, how are going to catch up in order to be up to date? Send out 3 newsletters a month?

What are the advantages for Realtors to sign up now? You'll have many huge, exciting benefits ..

• You'll be training your sellers and buyers to accept creative or owner financing. That will help your business tremendously.
• You'll have NO competition! You will have newsletters that no other trainer writes about.
• Whether you like it or not, creative/owner financing will be the most important part of your business in 2007 - 2008 - 2009 - 2010. You might as well start learning it right now - AND educating your sellers and buyers as well.

Do you really know how to protect your seller who rents his property to a vicious tenant who, from the start, is planning to meet your seller in court? You only think that it's just another rental. Absolutely wrong! The book, "Creative Financing for Realtors" and the "Owner Financing Newsletters," will address issues like this and help YOU to help your clients!

How Do You Know These Strategies Will Work? I used these strategies a thousand times over when I was in the trenches as a Realtor for my ... Buyers Sellers Investors and MYSELF! And now I've put them all together in the most unique book ...

Creative Financing for Realtors!

Introductory Special ... "Creative Financing for Realtors" and 12 Owner Financing Newsletters - Covering "Owner Financing for Today's Real Estate Market" The introductory discounts are available only when the book and newsletters are purchased as a package. The discounts and bonuses will be available ONLY for a very limited time during this introductory promotion. Neither the book nor the newsletters will ever be discounted again! Here's what you get ... "Creative Financing for Realtors" is regularly priced at $69.97 and 12 issues of "Owner Financing" Newsletters is regularly priced at $359.64 ($29.97 X 12 months). But you can get BOTH the book and 12 newsletters for the introductory price of just ... $249.97! That's a SAVINGS of $179.67! Plus - You Get These Outstanding BONUSES BONUS #1: SPECIAL E-BOOK ... "Credit Secrets Mini Book" - This e-book is a mini-version of the "Credit Secrets Bible." Find out how to make yourself identity theft proof in 60 minutes or less. Learn insider techniques to raise your credit score fast, and so much more. Feel free to share this e-book with your family, friends, clients, and prospects. Value: $39.97 BONUS #2: SPECIAL MP3 AUDIOS ... "10 Minute Interviews" - Direct marketing expert , Bob Serling, interviewed some of the world's top marketers and copywriters. These 14 interviews last just 10 minutes each and focus on the single technique that each expert is getting the best results with right now. Interviews include John Carleton, Bob Bly, Clayton Makepeace, David Garfinkle, and Joe Vitale, and many more. Value: $39.97 BONUS #3: SPECIAL E-BOOK ..."This I Believe" - This manifesto is from Tom Peters whose unconventional business views lead Business Week as "business' best friend and worst nightmare." Here you can read 60 of his TIBs (This I Believes) Value: $10.00 All this for just $249.97! Your first issue of "Owner Financing Newsletter" will arrive in your email box. To insure you receive the e-mail with the download, white list the following e-mail address: custserv@mrrealest8.com. When you purchase THIS MONTH, we will grandfather the cost of the newsletter at $199.97 for as long as you continue with your subscription. Then the subscription goes up to $359.64 and that price is NOT guaranteed forever. Links to the electronic bonuses will be included with your package. Remember, the sooner you get your book, the sooner you can start working the ideas before your competition does! This introductory promotion is available ONLY for THIS MONTH! Then the price will be our regular price of $429.61. So, if you don't act immediately, you may lose the huge discounts.

Now, you're probably asking yourself two questions ...

The answers are, "Yes, you can."

You can buy Creative Financing for Realtors at the regular price of $69.97.

Or you can buy the Owner Financing Newsletters at the regular price of $359.64
($29.97 x 12 months).

Keep the book for the next 1,000 days. Test it. Use it. You have ZERO risk. If you don't like it, if
"Creative Financing for Realtors" doesn't work for you, or for whatever reason you don't want it, pack it up and send it back. No hassle. No conditions. No questions. Simple as that. All refunds or credits are for the purchase price excluding shipping/handling charges. The cost of the newsletters is refunded on the unused portion only. For example, if you received 5 newsletters, the balance of 7 newsletters would be refunded.

1. Order online using your Visa, Mastercard, Amex, or Discover card.
2. Order online through PayPal.
3. Order by mail using a money order or check (checks take longer to clear) and send it to us at:
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   8983 Okeechobee Blvd. Ste. 202-307
   West Palm Beach, FL 33411
   
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5. Order by phone at 561-883-2222. If our phone lines are busy, please leave a message and we will call you back ASAP for your order information.

Order online using our secure shopping cart button below ...

YES! I want the "BIG DEAL" Offer! By purchasing the book, "Creative Financing for Realtors" and ONE YEAR of "Owner Financing" Newsletters at the special introductory promotion price of just $249.97. By ordering now I am securing the discounts so I can save $179.67!

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Think, Act, and Grow RICH With Us,

George Paukert
"Mr. Real Estate"

P.S. Take advantage of our introductory special promo which includes the book, "Creative Financing for Realtors" and the 12 issues of "Owner Financing Newsletters for Today's Real Estate Market" at the discounted price for the package at only $249.97 and SAVE $179.67. Order using our secure shopping cart button below ...

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"Secrets of the Millionaire Listing Agents" is totally different from ANY real estate book you bought before. Why? I show you how to use "the secret" - the Law of Attraction to explode your real estate business. And then I show you how to aggressively pursue the business so YOU will become a Top Producer! To get the details Click Here.

The intent of the "Owner Financing" monthly newsletter is to educate your sellers and buyers about owner financing. When you approach them about selling their home and offering terms to the buyers, they could be more pre-disposed to owner financing. This helps YOU sell their home FAST and for a higher price! The homeowner wins, the buyer wins, and YOU win. To get details about how to subscribe, Click Here.

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